📄 Terms & Conditions

Last updated: 7/22/25

1. Agreement to Terms

By using this website (“Site”), you agree to these Terms & Conditions between you (“User”) and Johnny Mendoza, DBA Fit Finance Academy, a business operating in California. If you do not agree, please do not use the Site.

2. Scope of Services

Fit Finance Academy offers educational content, financial coaching programs, lead generation resources, and marketing via Facebook, Google, and email. Accessing our Site or Services constitutes agreement to these Terms.

3. Coaching & Financial Disclaimer

All coaching and content are for educational purposes only and do not constitute financial, legal, or tax advice. Johnny Mendoza is not a Certified Financial Planner™ (CFP), CPA, or licensed financial advisor. You are solely responsible for your financial decisions. Always consult a qualified financial, tax, or legal professional before making decisions that may affect your financial wellbeing.

4. Insurance Services Disclosure

Johnny Mendoza is a licensed life insurance agent in California. No insurance services are offered or transacted through this website. Coaching and educational content provided by Fit Finance Academy are separate from insurance services.

5. Intellectual Property

All content on this Site—including videos, materials, copy, and branding—is the property of Johnny Mendoza or licensed for use. You may not reproduce or distribute without written consent.

6. Acceptable Use

You agree not to:

Violate laws or infringe on others’ rights

Misuse forms, email opt-ins, or advertising content

Interfere with Site functionality or security

7. Third-Party Content

External links may appear on this Site. We are not responsible for the privacy or practices of third-party websites.

8. Disclaimer of Warranties

This Site and Services are provided “as is” with no warranties—express or implied—including any guarantees of results or income.

9. Limitation of Liability

Johnny Mendoza and Fit Finance Academy are not liable for any damages arising from your use of this Site or Services.

10. Indemnification

You agree to indemnify and hold harmless Johnny Mendoza, DBA Fit Finance Academy, from any claims or damages resulting from your use of this Site or Services.

11. Governing Law

This Agreement is governed by the laws of California. Any disputes shall be handled in the courts of [Insert County], California.

12. Changes to Terms

We may update these Terms periodically. Continued use of the Site means you accept the updated Terms.

13. Contact

For questions, email: [email protected]
Mailing address: 10820 Beverly Boulevard Suite A5 #1074, Whittier, 90601 California, United States